Board Thread:Speculation House/@comment-24.20.45.251-20161103165218/@comment-25936766-20161104035421

Arkantos95 wrote: Granted some things like the Kelpie were probably invented as deterrents for certain dangerous behaviors. A river horse that comes, makes kids mount on top of it, makes it's body sticky, then takes them to the deeps till they drown.

That's just folklore. A better example would've been Wendigos, which some believed people consumed by vices like Greed became.