Board Thread:Off Topic/@comment-24993958-20160225194034/@comment-26397825-20160315205146

Their parents could take out a loan to pay for it? If they have a steady but low income job, they'd still be eligible for a loan as most credit unions look at how long you've held your job and how likely you are to keep it rather than how quickly you can pay it off. After all, as long as you keep paying it off, it doesn't matter how long it takes. Then you just end up paying a lot of interest and the credit institution earns more money that way.

The mercenary part could be out of a desire to never be needing a loan like his parents, or to help pay off the loan faster.