Board Thread:Off Topic/@comment-24993958-20160225194034/@comment-26397825-20160315205816

You don't need a proper loan shark like the cliche one, but repeated letters reminding how much his parents owe, and maybe a couple of phonecalls when his parents miss a payment date would cement his dislike of loans. Make it seem to him like they never stop bothering his parents about the money, even if the credit union is simply doing their job and sending updates about how much money they owe.